We’ve put together these guidelines to help you determine eligibility
Category 1 “Bargaining Unit” Employee
All Employer Contributions paid to the Trust are credited (in dollars) to Your Reserve Dollar Bank Account. You may call the Trust Administrative Office or go to the Trust’s website at www.soundcommbenefits.com to view Your current and future eligibility.
To become eligible for health and welfare coverage and to maintain health and welfare coverage, You must have sufficient money in Your Reserve Dollar Bank Account in any qualifying month to meet the required charge for coverage in the corresponding coverage month.
Partial Self Payments
To make a partial self-payment there must be no lapse in coverage and You must have had coverage in the month immediately preceding the month for which You want to make a partial self-payment. The prior month’s coverage must not have been provided through COBRA self-payment. If You do not make a partial self-payment to continue coverage, You will not be eligible to make future partial self-payments until Your Reserve Dollar Bank Account has enough money to pay for a month of coverage, except as set forth under the COBRA Continuation Coverage rules
To be eligible to make a partial self-payment or use Your Reserve Dollar Bank Account, You must meet one of the following:
- Working for a Contributing Employer in a bargaining unit position or in a non-bargaining unit position provided the Contributing Employer is a party to a Category 2 (Subscription) Agreement;
- Available for immediate dispatch to a Contributing Employer by being registered on the appropriate local union’s out-of-work list;
- Working for a Contributing Employer that contributes to another welfare benefit plan that is a party to a reciprocity agreement with the Trust; or
- Eligible to receive, currently receiving or have received an I.B.E.W. pension, not working in the Electrical Industry, or disabled.
If You fail to qualify under one of the above paragraphs for twelve (12) consecutive months, at the end of the 12th month, Your Reserve Dollar Bank Account will be forfeited and the funds will be transferred to the general assets of the Trust.